Policy & Terms Of Use for Free Insider Products

INSIDERINSIGHTS' FREE INSIDER PRODUCTS

InsiderInsights offers numerous Free Insider Products for a 2-week period that are sponsored by a handful of quality firms in the financial industry. For the valuable services they are subsidizing, they request a minimum of information so they can inform you of services that may be of interest to you. As per the POLICY below, only one sponsor will recieve the information from each sign up, and they are not allowed to resell or redistribute it. So your information will not end up as part of some huge email file sold for a penny a name to mass marketers.

If this policy is still not satisfactory to you, consider signing up for a monthly or annual subscription to our InsiderInsights Newsletter, Data Module, or Real-Time Email Alerts. All of our Free Insider Products are subsets of our subscription services, and client information collected from subscription services are not sold or redistributed in any way.

But for the minimal time consideration our sponsors request, our Free Insider Products are bargains--as well as valuable tools for both picking new investments and monitoring existing ones.

We do reserve the right, however, to deactivate accounts by users who sign up for the same Free Product multiple times, and especially by users who re-sign up shortly after the their 2-week period ends. Our Free Products are, in effect, also trials of services were offer paying clients, and we can't be expected to allow free users to access our services for multiple trial periods. To those users that do attempt to sign up in a serial fashion--please know that we appriciate how much you value our services! We just need you to compensate us for them at some point, for the very fair prices we ask.

POLICY

The personal information supplied during registration for our Sponsored Email Alerts is shared with one sponsor only, and cannot be resold or otherwise redistributed by the sponsor.

Our sponsors are subsidizing a valuable service for you though, and for that subsidy they expect anyone who signs up for our Free Insider Products to provide their real information. If it is determined that a user has provided false information when signing up for our Free Insider Products, the sponsor retains the right to disable the account.

We expect our sponsors to act ethically as well, of course. And if a client of our Free Insider Products feels they are being overly pressured or annoyed by a sponsor, let us know.

DISCLAIMER

Although InsiderInsights.com ("InsiderInsights") has taken all reasonable care that the information contained in this web site (the "Site") and delivered through Email Alerts ("Alerts") is accurate at the time of delivery, we cannot guarantee that the Form 4 data presented on the Site will be 100% accurate or timely. AS SUCH, THE INFORMATION IN THE SITE AND ALERTS IS PROVIDED "AS IS" WITH NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT. Opinions and any other contents at the Site and Newsletter are subject to change without notice. InsiderInsights is not utilizing the Site or Newsletter to provide investment advice to you or any other party, and no information or material at the Site or in the Newsletter is to be solely relied upon for the purpose of making or communicating investment or other decisions. Past performance is not necessarily a guide to future performance. Please consult your investment advisor before making any investment decision.

InsiderInsights, its affiliates, its suppliers, and its sponsors shall not be responsible or liable for any damages whatsoever including, without limitation, direct, indirect, incidental, consequential, special, exemplary, punitive or other damages resulting from lost profits, lost data, or business interruption under any contract, warranty, tort, strict liability or other theory arising out of or relating in any way to the Newsletter, the Site or from the use or inability to use the web site, web site content, material, site-related services contained within the web site. Your sole remedy for dissatisfaction with the Newsletter or Site, site-related services, and material contained within the Site or Newsletter is to stop using the Site, the Newsletter and InsiderInsights' services.

NO OFFER

Neither the information nor any opinion expressed in the Site or Newsletter shall constitute or be construed as an offer, a recommendation, solicitation or agreement by InsiderInsights to buy or to sell any securities or financial instruments or provide any investment advice or service. The information in the Site and Newsletter is descriptive of various securities as a whole and the securities and financial instruments described may not be available to or suitable for you.

USE OF SECURE AREA AND PASSWORD

Use of any password-protected area of the Site is restricted to the registered user who has been given permission and a password to enter such area. This password cannot be distributed to others, and the registered user is responsible for any and all damages to InsiderInsights resulting from the distribution of his or her password, whether authorized or not. You are responsible for maintaining the confidentiality of your information and password. You agree to immediately notify InsiderInsights of any unauthorized use of your registration or password. Misuse of a password may result in the termination of such registered user's subscription, and forfeiture of fees paid.

COPYRIGHT

© Ex Officio LLC. All rights reserved.

Copyright in the Site and Newsletter is owned by Ex Officio LLC unless otherwise indicated. The Site is freely accessible for browsing purposes only. Express reference to InsiderInsights.com must be made in the event that the Site, the Newsletter or any part thereof, is reproduced in any form, written or electronically (including, but not limited to, posting of any copyrighted material in whole or in part on electronic message boards). Publication of the Site, the Newsletter and any part thereof requires the express written consent of Ex Officio LLC. Infringement of copyright policy may result in the termination of the registered user's subscription, and forfeiture of fees paid.

TRADEMARKS

Ex Officio LLC owns and maintains the Site. Ex Officio LLC, InsiderInsights and their logos are trademarks and service marks. Nothing at the Site or within the Newsletter shall be construed to grant or give any license or right to use any image, trademark, service mark or logo. No act of downloading or otherwise copying from the Site or Newsletter shall transfer title to any material therein to anybody. Ex Officio LLC reserves all rights with respect to copyright and trademark ownership of the Site and Newsletter and any part thereof and will enforce such rights fully as permitted by applicable law.

POTENTIAL CONFLICTS

Ex Officio LLC may own stocks we present opinions on. Employees of InsiderInsights.com and any affiliates, money management clients of affiliates, or related persons thereof, may have long or short investment positions in any company mentioned on the Site or in the Newsletter, and changes in positions may occur before investment opinions are published on the Site or in the Newsletter.

LINKS TO OTHER SITES

The Site may contain links to third party web sites and/or the Newsletter may publish the URLs of third party web sites. These links are provided solely as a convenience to you and not as an endorsement by InsiderInsights of the contents on such third-party web sites. InsiderInsights is not responsible for the content of linked third-party sites and does not make any representations regarding the content or accuracy of materials on such third party web sites. If you decide to access third party web sites, you do so at your own risk.

GOVERNING LAW AND JURISDICTION

This Agreement shall be deemed to have been executed and delivered in New York, NY and all questions arising out of or under this Agreement shall be governed by the laws of the State of New York without regard to conflict of laws principles. Both parties unconditionally consent to the personal jurisdiction of the courts of the State of New York, County of New York. The parties specifically disclaim applicability of the United Nations Convention on the Sale of Goods.

MODIFICATION

The terms above may be modified or amended at any time without notice. This page should be reviewed frequently to note any such changes.